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UOwn Financing
Finance & Lease-To-Own Options
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Click Here to Apply!


Click Here to Apply!



Fantastic No-Hassle Furniture Financing and Leasing Options with Us

When you cross the doors of Mattress & Furniture for Less, our generous financing and leasing options smooth the way, so never worry about past credit issues. Our discount furniture outlet is dedicated to getting you the pieces and sets you need with no hassle. So if you’ve gone through divorce, bankruptcy or unemployment, never fear. Your pay stub’s as good as credit! You too can have the home furniture and mattresses of your dreams, not only because of our exceptionally low prices but with the help of instant online approval for nearly all applicants and low regular payments through one of several lenders working with us. Let’s make your vision for your furniture come true, always affordably!

Generous Furniture Leasing Plans

To use furniture leasing through Progressive it only takes $49 down and you don’t need credit! Just stay on top of your reasonable payment plan and you can lease your new living room sofa or queen bed indefinitely, sign up for a lease-to-own plan, or return the furniture when your lease is up. There is no credit check for approval and Progressive doesn’t report to credit bureaus.

Furniture Financing with No Credit Required

Purchase your new furniture when you have a checkered credit history or no credit thanks to our furniture financing through Acima. With this lender, start with an easy $50 down payment and keep a schedule easy to stay on top of, tracking it online. Acima also gives you a 90-day same-as-cash early buyout incentive. And for no down payment you can apply for a loan through UOwn. Unlike lease-to-own programs, credit bureaus favorably notice timely payments so not only are you getting awesome new furniture and mattresses – you’re slowly building a better financial future for yourself through good credit!

Furniture Store Credit Through Synchrony

If you have or qualify for credit but just need a hand to swing your furniture purchase right now, check out the furniture store credit we can sign you up for through Synchrony. The news gets better because you can use this credit at many other participating stores for all your household needs, plus you get another opportunity to boost your credit score through timely payments.

Get started on the rooms you really want thanks to simple financing and leasing at our San Antonio, TX furniture shop.

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